Before You Apply for Unemployment Frequently Asked Questions

You must have worked and been paid wages for work in at least two calendar quarters in your base period,
AND
For claims filed in 2024, you must have been paid at least $3,300 in wages in one of the calendar quarters (this amount increases from $3,100 for claims filed in 2023) in your base period,
AND
The total wages paid to you in your base period must be one and one-half times your high quarter wages.

We use no more than $11,088 of your high quarter earnings to determine if you qualify. You must have earned at least half that amount ($5,544) in the other base period quarters.

If you qualify using the Basic base period, we use that period to establish your claim.

If you do not qualify in the Basic base period, we will calculate using the Alternate base period.
If you qualify under the Basic base period, you may think that using the Alternate base period would give you a higher benefit rate. You can ask us to recalculate your rate using the Alternate base period. You have 10 days from the date of the initial notice to make the request.
If you do not qualify using either base period
AND
You received Workers' Compensation payments
OR
Volunteer Firefighters' benefits during the Basic base period,
THEN
We may extend the Basic base period back up to 2 calendar quarters. This will depend on how many base period quarters you received these benefits.
If you do not qualify in any of these base periods,
AND
You worked for pay in the calendar quarter when you filed,
AND
You are still unemployed after that quarter ends,
AND
You think that you may qualify using the latest work,
THEN
You should apply again for benefits after this calendar quarter ends.
Please note:
Once you use wages to establish a claim, they are void for the next claim. You cannot use them again. This may affect your entitlement to a later claim.
If you were fired for misconduct or a criminal act, you may not use any wages paid to you for that work to establish a claim or to calculate your benefit rate.
If you are filing a repeat unemployment insurance claim, you must have earned new wages of at least ten times your benefit rate in the benefit year to qualify for a new claim.

By law, the unemployment insurance program provides benefits to people who:

• Have enough employment to establish a claim
• Have lost employment through no fault of their own
• Are ready, willing and able to work and
• Are actively seeking work

If you worked in New York State within the last 18 months, you have the right to file a claim for benefits. We encourage you to file a claim even if you are uncertain. File a claim even if a former employer told you that you would not be eligible or that you were not ‘covered.’ The department will make an independent assessment of your eligibility.
You must meet the qualifying conditions set by law to qualify for benefits. (See list above.)
We can only determine your eligibility to benefits after you file a claim and we have all the required information.
You may be eligible for benefits if:

• You lost your job due to lack of work
• The temporary or seasonal employment ended
• Your job was eliminated
• There was an involuntary reduction in force
• The company downsized or shut down
• The company restructured or reorganized
• There was a lack of company operating funds/orders 
• You were out of work for any other business reason that you did not choose or control
• Your employer discharged or fired you because you could not meet their performance or production standards, or their qualifications for the job

You may be denied benefits if you:

• Were fired because you violated a company policy, rule or procedure, such as absenteeism or insubordination
• Quit your job without good cause, such as a compelling personal reason
• Are out of work because of a work stoppage (except for lockouts) in the last 14 days that violated an existing collective bargaining agreement where you worked (You need not actually take part in the strike, only be out of work because of it.)
   

File your claim during your first week of total or partial unemployment. If you wait, you may lose benefits. You may not file for a week when you work more than 30 hours or earn more than $504 gross pay between Monday and Sunday.  You must wait until the next Monday to file, if you are still unemployed.

To request credit for a period for which you did not file a valid claim, write to:
New York State Department of Labor
Central Support Unit
P.O. Box 15130
Albany, New York 12212
Your letter should include your:

• Name
• Address
• Phone number
• Social Security number
• Dates for which you request credit
• Reason why you did not file a claim at that time

We will investigate and decide if you qualify for benefits.

See How to File a Claim for instructions.

If you are hearing-impaired and another person is helping you:
Call the Telephone Claim Center at (888) 783-1370
If you use Telephone Device for the Deaf (TTY/TDD) equipment:
First call the relay operator at (800) 662-1220 and ask the operator to call the Telephone Claim Center at (888) 783-1370

If you filed a UI claim within the last 3 years, the system will remember your Personal Identification Number (PIN).

To reset your PIN, call the Telephone Claim Center at (888) 209-8124 and speak with a representative. Call during the hours of operation: Monday through Friday, 8 am to 5 pm.
You must have the PIN to file your claim for benefits. You will use it to inquire about your claim on the phone with the Telephone Claim Center. Never tell anyone your PIN or write your PIN down where others may see it.
*You are responsible and liable for your claim. Your PIN is your electronic signature. It protects against another person certifying for your benefits and obtaining payments or information on your claim. You will use your PIN every time you access the claims processing system.*
If you claim Unemployment Insurance fraudulently or let someone obtain benefits or access to your claim using your PIN, it is a serious offense. It can lead to severe penalties, including criminal prosecution and imprisonment.
*You could lose up to 20 weeks of benefits if you let another person use your PIN.*

If you live in New York State, but all your work in the past 18 months was in another state, file your claim with the state where you worked. See details and filing instructions in other states.

If you worked in 2 or more states in the past 18 months, you must file your claim with any one of the states where you worked, no matter where you live. You may be able to combine wages from all the states where you worked in the past 18 months. OR, you may use only the wages earned in the filing state. File your claim in a state where you worked, then that state will tell you all your filing options to receive the highest benefit amount. See details and filing instructions in other states.

If you work 30 hours or fewer in a week and earn $504 or less, you may receive partial benefits. See details on partial unemployment eligibility and how to claim partial benefits. 

If you receive partial benefits, it extends the length of time you may collect benefits. If you earn over $504 in any week, no matter how many hours you worked, you cannot receive benefits for that week.
 

Yes, if you work 30 hours of fewer in a week and earn $504 or less, you may receive partial benefits.  When you file your UI claim:

• You will be asked to enter the date of your last day worked.  Enter the last day you physically reported to work, regardless of whether this was your part-time or full-time work.
• You will also be asked to enter information about your last or most recent employer.  The last or most recent employer is where you most recently reported to work, regardless of whether this was your part-time or full-time employer.  If it was your part-time employer, and you will continue to work part-time, enter "lack of work" as the reason for separation.

We calculate your original benefit rate based on your actual high calendar quarter* wages. Your weekly benefit rate is 1/26 of the high quarter wages paid to you in your base period.

Exception: if your high quarter wages are $3,575 or less, your weekly benefit rate is 1/25 of your high quarter wages. For claims effective 1/6/14 and later, if you only have two or three quarters of earnings in your base period and your high quarter is greater than $4,000, your high quarter wages will be calculated based on the average of your two highest quarters. 
The rate applies wages to the quarter when your former employer paid them (not when you earned them). The current maximum weekly benefit rate is $504.
We establish your entitlement and benefit rate with information that your employers report to the New York State Wage Reporting system. We will send you an initial Monetary Determination based on this.
If you qualify, the Monetary Determination will show your weekly benefit rate.
If you do not qualify, the Monetary Determination will explain why. It will also tell you what to do if the wages on the form are wrong or if your employment and earnings are missing.
We must reduce your weekly benefit  payment based on the hours you have worked (see here for more information on reduction based on partial employment).. If you earn over $504 in any week, no matter how many hours you worked, you cannot receive benefits for that week.
* A calendar quarter is the 3-month period beginning with January, April, July, and October.
1st calendar quarter: January 1 through March 31
2nd calendar quarter: April 1 through June 30
3rd calendar quarter: July 1 through September 30
4th calendar quarter: October 1 through December 31

Yes. To qualify you must meet these conditions:

1. You completed the first full term of enlistment, except where discharge or early release was for:

• Government convenience under an early release program
• Medical disqualification, pregnancy, parenthood, or any service-incurred injury or disability
• Hardship
• Personality disorder or inaptitude (but only with a year of continuous service)

OR

2. Wages earned while in the reserves can be used to establish a claim, if a reservist has 90 consecutive days of active duty service on or before November 24, 2015, or 180 consecutive days of active duty service on or after November 25, 2015.

AND

3. You received your discharge under honorable conditions. If you were an officer, you did not resign for the good of the service.

We will base your weekly benefit rate on your high quarter earnings in your base period. We base your earnings in military service on a Federal schedule that takes into account the base pay in your last grade, plus allowances for food and clothing.
Please have your most recent separation (Form DD214, Member 4) with you when you file your claim. Mail a copy of this form to the Telephone Claim Center to process your claim.
Note: New York's Wage Reporting System does not show wages earned with the Federal Government, a branch of military service, or on work done outside of New York State. Thus, the initial Monetary Determination may not list them. Follow the instructions on the Monetary Determination for missing employment and earnings, so we can use those wages to calculate your correct benefit rate.

Employees of educational institutions who have a contract or believe they have work in the next academic year or term cannot receive UI benefits if they file:

• Between academic years or terms
• During customary vacation or holiday recesses
• Immediately following the vacation period or holiday recess

If you are denied benefits
OR
Your benefits are reduced between academic years or terms
AND
You were not offered a chance to perform services for the educational institution
AND
You continued to certify for benefits
THEN
You may be eligible for retroactive payments of benefits.
This only applies if you did not work in an instructional, research or principal administrative capacity.
If you have enough earnings with employers other than educational institutions, you may establish a claim based on the other employment.

If you currently live in another state, but all of your work in the past 18 months was in New York State, you must file your claim with New York State. See How to File a Claim for instructions.

If you worked in 2 or more states in the past 18 months, you may file your claim with any one of the states where you worked, no matter where you live. You may be able to combine wages from all the states where you worked in the past 18 months. OR you may use only the wages earned in the filing state. File your claim in a state where you worked, then that state will tell you all your filing options to receive the highest benefit amount. See details and filing instructions in other states.

If you have retired and are not seeking employment, you are not eligible for unemployment insurance benefits.

If you are retired and are actively seeking work, you may be eligible for unemployment benefits under the same conditions as other workers.
However, your weekly benefit rate may be reduced by 100% of the weekly equivalent of the prorated amount of the pension you are receiving from a base period employer even if you did not contribute to the pension. If you were the sole contributor to the pension, then your benefit rate will not be reduced. The Telephone Claim Center will make a determination of any reduction in your weekly unemployment benefit rate. As with other determinations, you may request a hearing if you disagree with the reduction.
It is your responsibility to notify the Telephone Claims Center if you become eligible for a pension while receiving benefits. Failure to do so could result in an Overpayment Determination.
For more information, please see Dismissal/Severance Pay and Pensions: Frequently Asked Questions.

If you receive New York State workers' compensation, but you are available and physically able to work, you may be eligible for unemployment insurance benefits. However, this may reduce your weekly unemployment benefit rate. The weekly total of your workers' compensation and UI benefits cannot be more than your average weekly wage in the base period.

When you file a claim for benefits, you must send to the Department of Labor:
A Copy of your electronic file from Workers' Compensation
AND
A medical statement signed by your physician, stating that you are able to work
The Telephone Claim Center will determine if any reduction in your unemployment benefits, due to receipt of New York State workers' compensation, is appropriate. If you disagree with the reduction, you may request a hearing.
You must tell the Telephone Claim Center about any New York State workers' compensation benefits you receive while you collect unemployment insurance. If you do not, you may have to repay any unemployment benefits that were overpaid.

You may be eligible for Unemployment Insurance if the weekly payments of dismissal or severance are less than the maximum benefit rate.

You will not be eligible for benefits if:

You receive weekly dismissal or severance payments that are greater than the maximum weekly benefit rate; or
Your employer gave you a lump sum payment and the weekly pro-rated amount of the payment is greater than the maximum weekly benefit rate.
You may be eligible to collect benefits if:
The weekly amount of dismissal or severance pay is less than or equal to the maximum weekly benefit rate; or
You receive your first dismissal or severance payment more than 30 days after the last day you worked.
If you are still unemployed when your dismissal or severance pay ends, you should file a claim for benefits. You should do this even if you are not sure if you have enough earnings, or if you filed a claim when you started receiving dismissal or severance pay. We will determine if you are eligible for benefits.
For more information, please see Dismissal/Severance Pay and Pensions: Frequently Asked Questions.

It violates federal and state law to deny benefits to any claimant because of pregnancy. If you are ready, willing and able to work, and are actively searching for work, your pregnancy does not affect benefits.

The law does not require you to disclose your pregnancy unless it affects your ability to work in your usual occupations. If your health does not allow you to work in your normal occupation, you must tell the Telephone Claim Center.
The Telephone Claim Center may not ask you if you are pregnant. If asked, you may refuse to answer.
However, if your employer tells the Telephone Claims Center that you:

• Quit
• Took a leave of absence or
• They fired you because of pregnancy

The Telephone Claims Center may verify that information with you. If you chose to leave your last job, even though you were physically able to continue working, you may not be able to collect benefits.
Department programs do not discriminate based on pregnancy.

If you are not a U.S. citizen, you may receive unemployment insurance if you:

• Were working legally when you lost your job
• Are legally allowed to take a new job
• Meet the other requirements for UI

Persons working without legal permission to work cannot get unemployment benefits.

Tell the Telephone Claim Center before you take any steps to start a business. Unless you are part of the Self-Employment Assistance Program (SEAP), these activities may result in the loss of unemployment insurance benefits. See more information on SEAP.

The Department of Labor considers you employed if you operate or start a business:

• By yourself
• With a partner or
• In a corporate arrangement

If you spend time during the day or evening or on weekends getting ready to start or actually operating a business, we may consider that as work. It does not matter if you have not made any sales or received any compensation.
 

We consider you employed when you perform any services, whether this work is:

• An hour or less in self-employment
• On a free-lance basis or
• For someone else

It makes no difference whether this work is in covered employment or whether you get paid for that day. For example, work on a straight commission basis is still work. It does not matter that you may not receive the commission until later. It also does not matter even if you have not made any sales nor received any compensation.
You must report all of the work you do, whether it is for:

• Yourself
• A friend
• A relative or
• An employer

You must report any activity that brings in or may bring in income at any time.
If you are:

• Doing free-lance work
• Self-employed
• Starting a business
• Doing "favors" for another business

call the Telephone Claims Center and give all the details before you claim benefits.

If you lose your job because of a labor dispute (strike, or other industrial controversy (except for lockouts)) in the establishment where you are employed, you will not be eligible for unemployment insurance benefits for 14 days. You may be eligible sooner if:

the labor dispute ends and you are still unemployed or
your employer hires permanent replacement workers
The Department of Labor (DOL) advises anyone with doubts about eligibility to collect UI benefits to file a claim for benefits.
For more details, see our related fact sheet.