How to Identify and Avoid Scams

75% of adults age 50-80 reported experiencing a scam attempt and 30% experienced fraud. -University of Michigan National Poll on Healthy Aging.

Beware of scams targeting older adults. They are often the target of scams.

Four signs according to the Federal Trade Commission (FTC) of a scam:

1. Scammers pretend to be from an organization (or representing a person) you know.
2. Scammers say there’s a problem or prize that they want you to act upon.
3. Scammers pressure you to act immediately.
4. Scammers tell you to pay in a specific way

According to Lifespan, here are the top 5 NYS Frauds reported:

1. Online Shopping
2. Vacation/Travel
3. Credit Cards
4. Diet Products/ Plans
5. Banks/ Credit Unions 

1. Do your research on a company before applying/responding​.
2. Verify website security.
   • Check for https:// ​
   • Enter URL into a domain age/website registry tool​
3. Trust your instincts if uncertain after researching​.
4. Protect your personal information until hired​.
5. Look for complaints about the company on the internet​.
6. Reference Better Business Bureau​.

What to do if you’ve experienced a scam. You can report a scam.