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Coronavirus Aid, Relief, and Economic Security (CARES) Act

What You Need to Know About Filing for Unemployment Insurance During the Pandemic
Coronavirus Aid, Relief, and Economic Security (CARES) Act
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Overview

As has always been the case, you can apply for unemployment insurance if you have lost your job through no fault of your own.  Additionally, on March 27, 2020, a law was signed that provides additional Unemployment Insurance (“UI”) assistance to workers impacted by COVID-19.

This new law provides:

  • Pandemic Unemployment Assistance (PUA): Extends eligibility to individuals who have traditionally been ineligible for UI benefits (e.g., self-employed workers, independent contractors) until the benefit week ending 9/5/2021.
  • Pandemic Unemployment Compensation: Additional payments of $600 per week for benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for the benefit weeks ending 1/3/2021 to 9/5/2021 while unemployed.
  • Pandemic Emergency Unemployment Compensation: An additional 53 weeks of UI benefits, beyond the 26 weeks already provided by New York State, until the benefit week ending 9/5/2021.

How Does This Affect You?

If You Are Already Approved for UI Benefits:

What you should do:

  • Do nothing except continue to certify weekly. Your benefits will be updated automatically.
    (Please do not call; it will only make it difficult for others to reach an agent.)

What you may qualify to receive:

  • 26 weeks of UI benefits.
  • Up to 53 additional weeks of PEUC until the week ending 9/5/21.*
  • Up to 20 additional weeks of Extended Benefits (EB). See the EB Frequently Asked Questions for details. 
  • An additional $600 per week in FPUC for the benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for the benefit weeks ending 1/3/2021 to 9/5/2021 while you are unemployed.
 
If You Are Filing a New UI Claim:

What you should do:

What you may qualify to receive:

  • 26 weeks of UI benefits.
  • Up to 53 additional weeks of PEUC until the week ending 9/5/21.*
  • Up to 20 additional weeks of Extended Benefits (EB). See the EB Frequently Asked Questions for details.
  • An additional $600 per week in FPUC for the benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for the benefit weeks ending 1/3/2021 to 9/5/2021 while you are unemployed.
 
If You Are Not Traditionally Eligible for UI Benefits:

What you should do:

What you may qualify to receive:

  • Up to 79 weeks of PUA benefits until the week ending 9/5/21.* (If you qualify for PUA, your benefit rate will be based on your recent earnings.)
  • An additional $600 per week in FPUC for the benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for the benefit weeks ending 1/3/2021 to 9/5/2021 while you are unemployed.

 

If You've Exhausted 26 Weeks of Benefits After 7/1/2019:

What you should do:

What you may qualify to receive:

  • Up to 53 weeks of PEUC benefits until the week ending 9/5/2021.
  • Up to 20 additional weeks of Extended Benefits (EB). See the EB Frequently Asked Questions for details.
  • An additional $600 per week in FPUC for the benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for the benefit weeks ending 1/3/2021 to 9/5/2021 while you are unemployed.

Pandemic Unemployment Assistance

Per federal guidelines, you must be deemed ineligible for traditional UI before becoming eligible for PUA. Our unemployment application has been updated so New Yorkers can apply for Unemployment Insurance or Pandemic Unemployment Assistance.

CHeck eligibility 

Pandemic Unemployment Compensation

I am already receiving UI or PUA. What do I have to do to receive the weekly FPUC payments?
Nothing. The additional benefits will be automatically added to all UI, PUA, PEUC, and EB benefits.

The FPUC program includes an additional $600 per week for the benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for the benefits weeks ending 1/3/2021 to 9/5/2021 while you are unemployed.

 

Will the additional FPUC benefits reduce my regular UI benefits?
No. FPUC benefits will not reduce any UI, PUA, PEUC or EB benefits.

 

How long will I receive this additional UI benefit?
The FPUC program includes an additional $600 per week for the benefit weeks ending 4/5/2020 to 7/26/2020 and $300 per week for the benefits weeks ending 1/3/2021 to 9/5/2021 while you are unemployed.

 

Will FPUC benefits be counted towards my eligibility for other government programs?
FPUC benefits will not be counted towards your income eligibility for Medicaid 3 and the Children’s Health Insurance Program (CHIP).

 

Pandemic Emergency Unemployment Compensation

I am already receiving UI. How will this program assist me?
If you exhaust your 26 weeks of regular UI, you will receive up to 53 weeks of additional benefits, until the week ending 3/14/2021. You will not need to file an additional claim.

 

I exhausted my 26 weeks of benefits a few weeks ago. Am I still eligible for PEUC benefits?
Yes. Anyone who exhausted UI benefits after July 1, 2019 is eligible to receive up to 53 additional weeks of PEUC benefits. Claimants who are currently receiving Extended Benefits (EB) will not be able to receive PEUC until they exhaust EB.

 

Will I also receive FPUC during weeks of PEUC eligibility?

Claimants who are receiving PEUC will also qualify for FPUC during the weeks the FPUC program is available benefit weeks ending - 4/5/2020 to 7/26/2020 and 1/3/2021 to 9/5/2021.

Resources

NY State of Health
If you have lost your health insurance coverage or are uninsured, NY State of Health can help. You may be eligible for quality health insurance at little or no cost. Apply online www.nystateofhealth.ny.gov, connect with an application assistor info.nystateofhealth.ny.gov/findassistor, or call 1-855-355-5777.

 

SNAP (Supplemental Nutrition Assistance Program)
Do you need help paying for food? SNAP benefits can help you put healthy food on the table. Please visit www.myBenefits.ny.gov for more information and to apply.

 

WIC (Women, Infants and Children)
Are you pregnant, postpartum, breastfeeding or have children under 5 and need help with healthy foods, breastfeeding or health care referrals? Visit www.health.ny.gov/prevention/nutrition/wic for more information and to apply.